One advisor for every stage.
For busy households from your late 20s to your mid 50s: life, health, critical illness and savings, reviewed as life changes.
What we hear most from families
These are the questions people bring to their first meeting. Each one has a practical answer.
We know we need life insurance. We just haven't had the time.
How much coverage is actually enough for us?
What happens to our income if one of us gets sick?
We want to save for the kids' education without guessing.
A plan that fits your calendar.
Two working parents, two kids, one mortgage. They meet their advisor at the kitchen table after bedtime.
Within an hour they know what would happen to the mortgage, the household income and the kids' education if one of them got sick or passed away, and what it would cost to protect all three.
- Mortgage and debts coveredSo the house stays home.
- Income protectedIf illness or injury stops a paycheque.
- Education on trackWith RESP grants working for you.
Questions we hear often.
Plain answers. If yours isn't here, ask us directly.
Ask an advisorUsually as soon as someone depends on your income, such as when you buy a home or have children. Premiums are generally lower when you are younger and healthier.
It depends on the job you need it to do. Term covers a set period at a lower cost, while permanent coverage lasts for life and can build cash value. Many families use a mix.
No. Your first conversation is free and carries no obligation.
Tell us. Different insurers view conditions differently, and some plans need no medical questions. We compare options for you.
Protect the people who count on you.
A short conversation, at a time and place that suits you. No pressure, no obligation.