Your partner in smart, affordable benefit strategies.

Group-style benefits for the self-employed, contractors, part-time workers, small businesses and mixed workforces.

Confident owner of an auto repair shop

Why choose the Individual Group Plan?

  • Why choose it

    No medical questions

    On eligible plans.

  • No minimum participation

    Works for one person or many.

  • No employer involvement required

    Individuals can enrol directly.

An advisor meeting a young couple at their kitchen table

In my travels last week

It's not just buying insurance. It's strategy.

Every week I meet business owners paying for coverage that no longer fits how they work. The fix is rarely more insurance. It is a better strategy: the right mix of benefits, pension and cost controls, reviewed as the business changes.

Leonard Lamarsh

  • Health and group benefits, no medical questions
  • Group pension and retirement solutions
  • Mental health and wellness discounts
  • WCB cost reduction strategies

Why clients choose Gold Capital.

  • Designed for real-world work

    Contractors, part-time and mixed teams.

  • Ongoing plan reviews

    We keep your plan efficient as needs change.

  • Long-term pension expertise

    Retirement solutions that scale with you.

  • Simplicity and sustainability

    Plans you can afford to keep.

  • A partner, not a transaction

    One advisor who knows your business.

  • Added value strategies

    Discounts and savings beyond the policy.

Not sure where to start?

Speak with a licensed advisor. A short benefits review shows you what fits.