Flexible, affordable benefits for small businesses.
The BeniPlus Benefit Wallet: no monthly premiums and no setup fees. You pay only for approved claims.

How it works.
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Pick benefits
Choose the wallet categories you want to offer.
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Set limits
Decide how much each employee can use per year.
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Employees choose
Your team spends on what matters to them.
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Easy claims
Submit a claim in minutes in the BeniPlus app.

Why choose BeniPlus?
Traditional group plans charge premiums whether your team uses them or not. With BeniPlus you fund real claims, and nothing more.
- Pay only when claims are made
- Flexible for any size of business
- Tax savings for the business
- Simple online management
- Covers owners too
Simple pricing.
Optional group coverage you can add to the wallet.
| Single | Family | |
|---|---|---|
| Group Travel Policy | $4.90 / month | $9.55 / month |
| Major Medical | $8.65 / month | $17.69 / month |
| Monthly premiums for the wallet | None | None |
| Setup fees | None | None |
Prices as published by BeniPlus and subject to change. Confirm current rates with your advisor before enrolling.
Questions we hear often.
Plain answers. If yours isn't here, ask us directly.
Ask an advisorRRSP savings are held with The Co-operators, and charitable giving runs through CanadaHelps.
Yes. Employees submit claims in minutes with the BeniPlus mobile app.
Yes. Owners can use the wallet too.
Get started in 5 minutes.
A short conversation, at a time and place that suits you. No pressure, no obligation.